Loan 1

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%
Yr

Loan 2

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%
Yr
  Loan 1 Loan 2
Monthly Payment $1,060.66 $988.86
Total Payments $127,278.44 $118,662.99
Total Interest $27,278.44 $18,662.99
Pay-off Date Jan 2035 Jan 2035
YearPrincipalInterestTotal PaidBalance
2025$7,233.37$4,433.89$11,667.26$92,766.63
2026$8,277.55$4,450.37$12,727.92$84,489.08
2027$8,701.07$4,026.85$12,727.92$75,788.01
2028$9,146.24$3,581.68$12,727.92$66,641.77
2029$9,614.17$3,113.75$12,727.92$57,027.60
2030$10,106.06$2,621.86$12,727.92$46,921.54
2031$10,623.09$2,104.83$12,727.92$36,298.45
2032$11,166.61$1,561.31$12,727.92$25,131.84
2033$11,737.91$990.01$12,727.92$13,393.93
2034$12,338.43$389.49$12,727.92$1,055.50
2035$1,055.50$4.40$1,059.90$0.00
Totals$100,000.00$27,278.44$127,278.44
YearPrincipalInterestTotal PaidBalance
2025$7,781.95$3,095.51$10,877.46$92,218.05
2026$8,778.64$3,087.68$11,866.32$83,439.41
2027$9,090.86$2,775.46$11,866.32$74,348.55
2028$9,414.17$2,452.15$11,866.32$64,934.38
2029$9,749.01$2,117.31$11,866.32$55,185.37
2030$10,095.77$1,770.55$11,866.32$45,089.60
2031$10,454.84$1,411.48$11,866.32$34,634.76
2032$10,826.69$1,039.63$11,866.32$23,808.07
2033$11,211.76$654.56$11,866.32$12,596.31
2034$11,610.54$255.78$11,866.32$985.77
2035$985.77$2.88$988.65$0.00
Totals$100,000.00$18,662.99$118,662.99