$
Years
%
You could withdraw
$579.95 monthly
based on $100,000.00 starting principal, a 3.5% growth rate and 20 year term
YearWithdrawalsInterestBalance
1$6,959.40$3,443.96$96,484.56
2$6,959.40$3,318.93$92,844.09
3$6,959.40$3,189.45$89,074.14
4$6,959.40$3,055.36$85,170.10
5$6,959.40$2,916.51$81,127.21
6$6,959.40$2,772.72$76,940.53
7$6,959.40$2,623.80$72,604.93
8$6,959.40$2,469.61$68,115.14
9$6,959.40$2,309.91$63,465.65
10$6,959.40$2,144.55$58,650.80
11$6,959.40$1,973.30$53,664.70
12$6,959.40$1,795.95$48,501.25
13$6,959.40$1,612.31$43,154.16
14$6,959.40$1,422.13$37,616.89
15$6,959.40$1,225.18$31,882.67
16$6,959.40$1,021.24$25,944.51
17$6,959.40$810.04$19,795.15
18$6,959.40$591.32$13,427.07
19$6,959.40$364.82$6,832.49
20$6,962.77$130.28$0.00
PeriodWithdrawalsInterestBalance
1$579.95$291.67$99,711.72
2$579.95$290.82$99,422.59
3$579.95$289.99$99,132.63
4$579.95$289.13$98,841.81
5$579.95$288.29$98,550.15
6$579.95$287.44$98,257.64
7$579.95$286.58$97,964.27
8$579.95$285.73$97,670.05
9$579.95$284.87$97,374.97
10$579.95$284.01$97,079.03
11$579.95$283.15$96,782.23
12$579.95$282.28$96,484.56
13$579.95$281.42$96,186.03
14$579.95$280.54$95,886.62
15$579.95$279.67$95,586.34
16$579.95$278.79$95,285.18
17$579.95$277.92$94,983.15
18$579.95$277.03$94,680.23
19$579.95$276.15$94,376.43
20$579.95$275.27$94,071.75
21$579.95$274.37$93,766.17
22$579.95$273.49$93,459.71
23$579.95$272.59$93,152.35
24$579.95$271.69$92,844.09
25$579.95$270.80$92,534.94
26$579.95$269.89$92,224.88
27$579.95$268.99$91,913.92
28$579.95$268.08$91,602.05
29$579.95$267.17$91,289.27
30$579.95$266.26$90,975.58
31$579.95$265.35$90,660.98
32$579.95$264.43$90,345.46
33$579.95$263.51$90,029.02
34$579.95$262.58$89,711.65
35$579.95$261.66$89,393.36
36$579.95$260.73$89,074.14
37$579.95$259.80$88,753.99
38$579.95$258.87$88,432.91
39$579.95$257.92$88,110.88
40$579.95$256.99$87,787.92
41$579.95$256.05$87,464.02
42$579.95$255.11$87,139.18
43$579.95$254.15$86,813.38
44$579.95$253.21$86,486.64
45$579.95$252.25$86,158.94
46$579.95$251.30$85,830.29
47$579.95$250.34$85,500.68
48$579.95$249.37$85,170.10
49$579.95$248.42$84,838.57
50$579.95$247.44$84,506.06
51$579.95$246.48$84,172.59
52$579.95$245.50$83,838.14
53$579.95$244.53$83,502.72
54$579.95$243.55$83,166.32
55$579.95$242.57$82,828.94
56$579.95$241.58$82,490.57
57$579.95$240.60$82,151.22
58$579.95$239.61$81,810.88
59$579.95$238.61$81,469.54
60$579.95$237.62$81,127.21
61$579.95$236.62$80,783.88
62$579.95$235.62$80,439.55
63$579.95$234.62$80,094.22
64$579.95$233.60$79,747.87
65$579.95$232.60$79,400.52
66$579.95$231.59$79,052.16
67$579.95$230.57$78,702.78
68$579.95$229.55$78,352.38
69$579.95$228.52$78,000.95
70$579.95$227.51$77,648.51
71$579.95$226.47$77,295.03
72$579.95$225.45$76,940.53
73$579.95$224.41$76,584.99
74$579.95$223.37$76,228.41
75$579.95$222.33$75,870.79
76$579.95$221.29$75,512.13
77$579.95$220.24$75,152.42
78$579.95$219.20$74,791.67
79$579.95$218.14$74,429.86
80$579.95$217.09$74,067.00
81$579.95$216.03$73,703.08
82$579.95$214.96$73,338.09
83$579.95$213.91$72,972.05
84$579.95$212.83$72,604.93
85$579.95$211.77$72,236.75
86$579.95$210.69$71,867.49
87$579.95$209.61$71,497.15
88$579.95$208.53$71,125.73
89$579.95$207.45$70,753.23
90$579.95$206.37$70,379.65
91$579.95$205.27$70,004.97
92$579.95$204.18$69,629.20
93$579.95$203.09$69,252.34
94$579.95$201.98$68,874.37
95$579.95$200.89$68,495.31
96$579.95$199.78$68,115.14
97$579.95$198.67$67,733.86
98$579.95$197.55$67,351.46
99$579.95$196.44$66,967.95
100$579.95$195.33$66,583.33
101$579.95$194.20$66,197.58
102$579.95$193.07$65,810.70
103$579.95$191.95$65,422.70
104$579.95$190.82$65,033.57
105$579.95$189.68$64,643.30
106$579.95$188.54$64,251.89
107$579.95$187.40$63,859.34
108$579.95$186.26$63,465.65
109$579.95$185.11$63,070.81
110$579.95$183.96$62,674.82
111$579.95$182.80$62,277.67
112$579.95$181.64$61,879.36
113$579.95$180.48$61,479.89
114$579.95$179.32$61,079.26
115$579.95$178.15$60,677.46
116$579.95$176.97$60,274.48
117$579.95$175.80$59,870.33
118$579.95$174.62$59,465.00
119$579.95$173.44$59,058.49
120$579.95$172.26$58,650.80
121$579.95$171.06$58,241.91
122$579.95$169.87$57,831.83
123$579.95$168.68$57,420.56
124$579.95$167.48$57,008.09
125$579.95$166.27$56,594.41
126$579.95$165.07$56,179.53
127$579.95$163.86$55,763.44
128$579.95$162.64$55,346.13
129$579.95$161.42$54,927.60
130$579.95$160.21$54,507.86
131$579.95$158.98$54,086.89
132$579.95$157.76$53,664.70
133$579.95$156.52$53,241.27
134$579.95$155.28$52,816.60
135$579.95$154.05$52,390.70
136$579.95$152.81$51,963.56
137$579.95$151.56$51,535.17
138$579.95$150.31$51,105.53
139$579.95$149.06$50,674.64
140$579.95$147.80$50,242.49
141$579.95$146.54$49,809.08
142$579.95$145.28$49,374.41
143$579.95$144.00$48,938.46
144$579.95$142.74$48,501.25
145$579.95$141.46$48,062.76
146$579.95$140.19$47,623.00
147$579.95$138.90$47,181.95
148$579.95$137.61$46,739.61
149$579.95$136.33$46,295.99
150$579.95$135.03$45,851.07
151$579.95$133.73$45,404.85
152$579.95$132.43$44,957.33
153$579.95$131.12$44,508.50
154$579.95$129.82$44,058.37
155$579.95$128.50$43,606.92
156$579.95$127.19$43,154.16
157$579.95$125.87$42,700.08
158$579.95$124.54$42,244.67
159$579.95$123.21$41,787.93
160$579.95$121.88$41,329.86
161$579.95$120.55$40,870.46
162$579.95$119.20$40,409.71
163$579.95$117.87$39,947.63
164$579.95$116.51$39,484.19
165$579.95$115.16$39,019.40
166$579.95$113.81$38,553.26
167$579.95$112.45$38,085.76
168$579.95$111.08$37,616.89
169$579.95$109.72$37,146.66
170$579.95$108.34$36,675.05
171$579.95$106.97$36,202.07
172$579.95$105.59$35,727.71
173$579.95$104.20$35,251.96
174$579.95$102.82$34,774.83
175$579.95$101.43$34,296.31
176$579.95$100.03$33,816.39
177$579.95$98.63$33,335.07
178$579.95$97.23$32,852.35
179$579.95$95.82$32,368.22
180$579.95$94.40$31,882.67
181$579.95$93.00$31,395.72
182$579.95$91.57$30,907.34
183$579.95$90.14$30,417.53
184$579.95$88.72$29,926.30
185$579.95$87.29$29,433.64
186$579.95$85.84$28,939.53
187$579.95$84.41$28,443.99
188$579.95$82.96$27,947.00
189$579.95$81.51$27,448.56
190$579.95$80.06$26,948.67
191$579.95$78.60$26,447.32
192$579.95$77.14$25,944.51
193$579.95$75.67$25,440.23
194$579.95$74.20$24,934.48
195$579.95$72.73$24,427.26
196$579.95$71.25$23,918.56
197$579.95$69.76$23,408.37
198$579.95$68.27$22,896.69
199$579.95$66.78$22,383.52
200$579.95$65.29$21,868.86
201$579.95$63.78$21,352.69
202$579.95$62.28$20,835.02
203$579.95$60.77$20,315.84
204$579.95$59.26$19,795.15
205$579.95$57.73$19,272.93
206$579.95$56.21$18,749.19
207$579.95$54.69$18,223.93
208$579.95$53.15$17,697.13
209$579.95$51.62$17,168.80
210$579.95$50.07$16,638.92
211$579.95$48.54$16,107.51
212$579.95$46.98$15,574.54
213$579.95$45.42$15,040.01
214$579.95$43.87$14,503.93
215$579.95$42.30$13,966.28
216$579.95$40.74$13,427.07
217$579.95$39.16$12,886.28
218$579.95$37.58$12,343.91
219$579.95$36.01$11,799.97
220$579.95$34.41$11,254.43
221$579.95$32.83$10,707.31
222$579.95$31.23$10,158.59
223$579.95$29.63$9,608.27
224$579.95$28.02$9,056.34
225$579.95$26.42$8,502.81
226$579.95$24.80$7,947.66
227$579.95$23.18$7,390.89
228$579.95$21.55$6,832.49
229$579.95$19.93$6,272.47
230$579.95$18.30$5,710.82
231$579.95$16.65$5,147.52
232$579.95$15.02$4,582.59
233$579.95$13.36$4,016.00
234$579.95$11.72$3,447.77
235$579.95$10.05$2,877.87
236$579.95$8.39$2,306.31
237$579.95$6.73$1,733.09
238$579.95$5.06$1,158.20
239$579.95$3.37$581.62
240$583.32$1.70$0.00